Effective Date: 12/01/2026

Campus Exchanges (“Campus Exchanges,” “we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information when you access or use the Campus Exchanges platform (“Platform”).

This Policy is designed to comply with applicable privacy and data protection regulations, including but not limited to:
– U.S. Federal Trade Commission (FTC) regulations
– California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
– General Data Protection Regulation (GDPR) (where applicable)
– Children’s Online Privacy Protection Act (COPPA)

1. Eligibility
Campus Exchanges is intended for individuals 18 years of age or older. We do not knowingly collect personal information from minors under 18.

2. Information We Collect
We may collect the following categories of information:

a. Personal Information
– Name or display name
– Email address (.edu or personal)
– School or campus affiliation
– Account login credentials
– Profile information

b. Transactional Information
– Listings created
– Messages exchanged on the Platform
– Purchase and sale activity
– Payment-related data (processed by third-party providers)

c. Technical & Usage Data
– IP address
– Device type
– Browser information
– Log files and usage analytics
– Cookies and similar technologies

3. How We Use Information
We use collected information to:
– Operate and maintain the Platform
– Facilitate peer-to-peer transactions
– Verify accounts and prevent fraud
– Enable messaging between users
– Improve functionality and user experience
– Communicate updates, notices, and support messages
– Comply with legal obligations

4. Payments & Third-Party Services
Campus Exchanges does not store full payment card information. Payments, if offered, are processed through third-party providers such as Stripe, PayPal, Venmo, or similar services, each governed by their own privacy policies.

5. Cookies & Tracking Technologies
We may use cookies and similar technologies to:
– Authenticate users
– Remember preferences
– Analyze platform performance
Users may disable cookies through browser settings, though some features may be limited.

6. Data Sharing & Disclosure
We do not sell personal information.

We may share information:
– With service providers performing platform functions
– To comply with legal requests or obligations
– To enforce Terms of Service or protect rights and safety
– In connection with a merger, acquisition, or asset sale

7. User Communications
Messages sent through the Platform are stored and monitored solely for safety, moderation, and compliance purposes.

8. Data Retention
We retain personal information only as long as necessary to:
– Provide services
– Meet legal, accounting, or regulatory requirements
– Resolve disputes and enforce agreements

9. User Rights
Depending on your jurisdiction, you may have the right to:
– Access personal information
– Request correction of inaccurate data
– Request deletion of personal data
– Opt out of certain data uses
– Receive a copy of your information

California residents may exercise CCPA/CPRA rights without discrimination.

EU users (where applicable) may exercise GDPR rights, including data portability and restriction of processing.

10. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect information. However, no system is completely secure.

11. International Users
If you access Campus Exchanges from outside the United States, you acknowledge that information may be transferred to and processed in the U.S.

12. Changes to This Policy
We may update this Privacy Policy periodically. Continued use of the Platform after changes constitutes acceptance.

13. Contact Information
Campus Exchanges
Email: simplegaines@gmail.com

By using Campus Exchanges, you acknowledge that you have read and understood this Privacy Policy.